US Bank provides a lot of information online with good explanations about various types of mortgages and refinancing. US Bank provides mortgage and refinance calculators. The site is secure. The information available on the site can help you make decisions. US Bank offers fixed rate, adjustable rate and jumbo rate refinancing options. There are fees for refinancing with US Bank, as there are with most refinancing lenders. The percentages will differ depending upon the type of loan and the applicant's credit history. Those with a higher credit ratings may receive lower interest rates while those with lower credit ratings will pay more in interest.

You can  via email and telephone. There is also a section with frequently asked questions so you can find answers to common questions.

US Bank offers the following types of mortgages:

  • Conforming Fixed - 30 Year
  • Conforming Fixed - 20 Year
  • Conforming Fixed - 15 Year
  • Conforming Fixed - 10 Year
  • FHA - 30 Year Fixed
  • FHA - 15 Year Fixed
  • VA - 30 Year Fixed
  • VA - 15 Year Fixed
  • 3YR ARM - APR may increase after consummation
  • 5YR ARM - APR may increase after consummation
  • Jumbo - 30 Year Fixed
  • Jumbo - 15 Year Fixed

US Banks also has other loan types:

  • Boat Loans
  • RV Loans
  • Student Loans
  • Auto Loans
US Bank Summary:

US Bank is a good source of mortgages or refinancing. It posts current rates for various mortgage types and it provides useful educational resources online. You can pre-qualify online or by telephoning a loan officer.


US Bank

Online chat is available.

Details of all fees are not always obvious.

The Verdict:

US Bank is an excellent and accessible lender.